Browsed by
Category: Week 9 – Politics and Policies

Trump vs. Clinton – Health Care Reforms

Trump vs. Clinton – Health Care Reforms

With the 2016 Presidential Election getting closer, it is very important for HSSPers to get to know both candidates’ strategies and their strengths and weaknesses, especially in the health care aspect. Based on what we talked about in class on Thursday, I think one of the strengths of Hillary Clinton’s health care policy is that her plan is basically maintaining and building upon the Affordable Care Act, which means it is relatively secure comparing to Trump’s plan of replaceing ACA with a completely new health care plan. Since many people already know the content of ACA somehow and understand how it works, it might also be easier to improve it base on the strengths and weaknesses it has now. The weaknesses of Clinton’s plan might be drug importation. It is understandable that the intention of this policy is to make up the problem that some drugs could hardly be found in America. However, importing drugs abroad could be really risky if the safety and quality standard is not settled well enough. According to what I researched online, I did not see a very good way to solve this problem in Clinton’s health care plan. Thus, this is the weakness I am worried about the most.

One of the weaknesses in Trump’s plan is what I talked about before, that he wants to replace ACA with a completely new plan, which is kind of risky. Although there is a lot of criticisms about ACA, it still works fine right now and there is no guarantee that another health care plan could be just as good as it is. The strength of Trump’s plan might be his enforcement of getting rid of the state barrier and encouraging more competition. ACA is being criticized the most because of its high price, and free market strategy might be helpful to lower the price of health insurance.

What do you think are the strengths and weaknesses of both candidates’ health care plans?

Pros and Cons of Policies

Pros and Cons of Policies

The 2016 Presidential election is only two days away and, like me, many of you are anxious and passionate about the results. One of the biggest points of difference in the two candidates’ ideas is their plan for the future of healthcare.

One of the strengths of Hillary Clinton’s healthcare plan is her determination to build on and better the ACA already in place. The ACA has been in progress for a much longer time than most Americans know, and personally I feel that it is much more feasible to work on fixing the parts of Obamacare that are broken than to start completely from scratch. One of the weaknesses of her plan is to reduce out-of-pocket costs for healthcare; although this seems like a good thing, the deficit would have to be made up for somehow. This would likely be through raised taxes, which most Americans would not support.

One of the strengths of Donald Trump’s healthcare plan is his plan to make costs of health insurance transparent and give people the options of buying across state lines. This would lower costs through greater competition and allow people to find plans that better fit their lives and their needs. One of the weaknesses of his healthcare plan is to cut funding for Planned Parenthood; Planned Parenthood does much more than offer safe, affordable abortions. It also offers education about reproduction, many health screenings, birth control, and more. His intent to take away all of this only shows his lack of knowledge and understanding of what Planned Parenthood truly is.

Do you agree with these strengths and weaknesses? Do you feel that any of these “strengths” are actually weaknesses, or vice versa?

Candidate Vs. Candidate – Health Care

Candidate Vs. Candidate – Health Care

In less than 2 days, America will have a new president, and with a new president comes new policy. The two presidential candidates, Donald Trump, and Hillary Clinton have differing health care policies, both of which will dramatically change health care in America if fully implemented.

Clinton’s plan builds off of the Affordable Care Act, which in turn was built off of previous health care reforms starting with Truman’s early efforts. This incrementalism is the most stable, and thus far, effective way to move forward in terms of health care progress. Another strong point of Clinton’s plan is stopping direct to consumer advertising subsidies for drug companies, and requiring drug companies with taxpayer support to invest in research-not marketing. This, along with streamlining the production of generic drugs, would increase competition, drive down costs, and give consumers more choices. Clinton’s plan does have weaknesses, including the methods by which her plan is implemented. She wishes to expand Medicaid and decrease out-of-pocket costs, but this may very well come to fruition in the form of tax increases. No plan is truly free, and the expansion of so many programs may come at the expense of Americans across the board.

Trump emphasizes following free market principles to broaden access to care and lower costs. A strong point is allowing health insurance sales across state lines, and if it works as intended, it would increase competition and lower prices. He also wants to remove free market entry barriers for drug providers that offer safe, reliable, and cheaper products, which would lower prescription drug costs through greater choice and competition. Trump’s plan is not without its flaws. A striking infirmity in Trump’s plan is dismantling the Affordable Care Act. There is too much uncertainty and risk involved with repealing this piece of legislation that has provided insurance to millions of previously uninsured Americans. In addition, there have been studies that show that health care premiums would have increased regardless of the implementation of the Affordable Care Act.

Both candidates have similar big picture goals such as increasing competition among health insurance providers and reducing costs, however they are polar opposites when it comes to contentious issues including, but not limited to providing insurance to undocumented immigrants or reallocating funds to or from government health organizations such as Planned Parenthood. Trump seeks to enforce immigration laws & restrict visas to stop providing care to undocumented immigrants, while Clinton plans to expand access to health care to families regardless of immigration status. Clinton vows to continue funding and supporting Planned Parenthood, while Trump has repeatedly called for its defunding. Which policies do you think will be in America’s best interest, or not in America’s best interest?

Trump vs. Clinton – Health Care Reforms

Trump vs. Clinton – Health Care Reforms

Allowing the purchase of insurance plans across the states can be looked at as one of Trump’s health care plans’ strengths. As the inhibition of buying plans across state lines is removed, competition increases as healthcare providers try to modify their prices to compete with others. That opens up more choices and better prices for consumers and lowers the premium cost.

There are of course some weaknesses in Trump’s plan. His plan to repeal the ACA can lead to serious consequences. The process to “completely repeal Obamacare” will cost the US more than it will save, increasing the federal deficit. It will also leave millions of Americans uninsured. In addition, nowhere in Trump’s plan does it mention individuals with preexisting conditions. If the ACA is repealed (with it the law that bans insurance companies from denying people with preexisting conditions) those individuals have no guarantee of how or even if they will get insurance. We also learned in class about the health care system throughout history and we saw how long it took for legislation to be passed and for the ACA to be created and implemented. It is clear that reforming the health care system is not easy nor fast, so Trump’s plan of repealing the ACA is basically destroying more than 50 years worth of work and starting from nothing. Therefore, I think this part of his plan would be very disruptive for the health care system and is a major weakness.

As opposed to Donald Trump, Hillary plans on keeping and expanding on the ACA which I think is one of her strengths in her health care plans. The country has already been through numerous health care reform attempts to arrive to the implementation of the ACA and building on it makes the most sense. One of her specific reforms is tax credit of $2,500 per person and $5,000 per family which would be applied against the sum of premiums, deductibles and co-payments. This reform makes coverage more affordable for people. Her plan would also increase the number of people with insurance by millions. Clinton also proposes opening up the importation of drugs and pharmaceuticals from abroad which opens up competition which is in favor of the consumers because they get more options and better prices.

On the other hand, even though the strength in Hillary’s reforms is making healthcare more affordable, they are going to cost the government millions if not billions of dollars which adds to the federal deficit. She does say that she will counteract these effects by posing taxes on higher income people but that will not be enough to make up for the expenditures the government is going to make in order to implement all of her plans. Other forms of taxes may be needed to make up for it and that would probably not be supported by the American people.

What do you guys think and what do you feel is a strength and weakness of each of the candidates’ health care plans?

Trump v. Hilary: Who knows health care?

Trump v. Hilary: Who knows health care?

This election has come down to two, polar opposite, candidates. Both seem to vehemently attack each other in a battle of wits, without really describing their own policies and views. This weeks lecture really allowed me to see what both candidates have to offer in terms of health care.

First lets look at Hilary’s plan for the future of U.S. health care. She hopes to keep the ACA in place, while expanding some of it where applicable. A big point in her plan is to make a “public option” available. She is going to push for lower health care costs, especially when it comes to prescription drugs, copays, and deductibles. She also wants to expand access of healthcare for those incapable of affording rising costs. Lastly she is really pushing for more funding for community health centers to boost the availability and quality of primary care services. These are all great things to strive for but personally I feel like they’re a bit unreasonable. First, opening foreign drug companies to sell their products in the U.S. is not as easy as it sounds. The FDA takes quite a while to do full reports on products, for example, the FDA still has took multiple years come out with a formal report on E-cigarettes or Vape pens, think how long it will take drugs to get approved, the standards of other countries differ greatly from ours. Also I feel like that once drugs are allowed to be sold within the U.S., it will drive U.S. based drug companies to compete and possibly lose profits against lower priced foreign drugs. The major issue and weakness of her plan is regarding the sustainability. She wants to increase funding in some areas while providing free care in others. How will her plan sustain itself and how long will it last a system where funds are going to spent more than created? I understand she plans to raise taxes, but will that be enough? Healthcare isn’t going to be the only place tax money is going to used, if anything it’s just a small part. Hilary has some great plans for this country but how will she follow through with it, and seeing the ACA already starting to have some issues (i.e. the rise in health care costs this coming year, drastic increase), will she be able to keep her plan afloat?

Now on to Mr. Trump and his plan for health care. The biggest part of his plan is the fact that he plans to completely repeal the ACA. Also he wants to allow insurance companies to pay across state lines to increase competition. He is also am avid supporter of having people get HSA’s, especially younger, healthy, people. Like Hilary, he wants price transparency so consumers can “shop around” for the best deal. Also similar to Hilary, he wants to allow the import of foreign drugs to drive competition up. Trump, however, does not want to give healthcare to immigrants. Regarding medicaid, he would block-grant medicaid for each state as he feels each states knows their people best. Trump has a much weaker plan in the sense that it really isn’t a fully formed package. Not to say he wouldn’t have a better game plan later on, but currently this is more a skeleton plan than anything, so there is not as much to work with compared to Hilary. He shares some similar ideas with her, like opening the export of drugs and price transparency. The price transparency is something I can agree with, as some insurance companies will charge much more for the same procedure than others and consumers should be able to weigh their options. When it comes to the complete dissolution of the ACA (please be aware this is my opinion) I see that as a strength. The current ACA tried to accomplish too much in such a short period of time. People want things as quick as possible in today’s society and the ACA promised so much but is becoming a bigger problem than solution. It has some good parts that I seriously think are awesome, but as a whole it cannot function. By dissolving the ACA we would have the opportunity to take it slow and work on things piece by piece, not rush into something problematic. However I think his ideas on open drug import is a weakness for the same reason as stated with Hilary. The weakness of his plan overall is the fact that it centers completely around getting rid of the ACA, but what happens after that? He really hasn’t created a major plan to replace it. Trump is using shock and awe by talking about removing the ACA but really does not talk about where we go from there, and for that reason I really question what health care would really look like under him.

Which candidate has the better plan for the future of American Health care? Is one plan completely perfect, without flaw? What is something that these plans are missing in your opinion?

The Healthcare Policies of Clinton and Trump

The Healthcare Policies of Clinton and Trump

In this week’s lecture, we reflected on both presidential candidates’ health care plans as well as their strengths and weaknesses.

First, Hillary Clinton wants defend and expand the ACA by making a “public option” available and allowing people 55 years or older to buy into Medicare. She also wants to decrease out-of-pocket costs as well as prescription drug costs. She wants to stop direct-to-consumer advertising subsidies and reinvest those funds in research. In addition, she would require drug companies with taxpayer support to invest in research instead of marketing. She also wants to import drugs from abroad (safely and with quality). She wants to expand Medicaid to affect low-income people, immigrants regardless of their status, and rural Americans. Finally, she wants to defend access to reproductive health and double the funding for community health centers.

One major strength of Clinton’s plan is that she already has a platform to build off of (the ACA). She doesn’t have to start from scratch. In addition, her expansion of Medicare/Medicaid would allow a lot more people to become insured. One weakness of Clinton’s plan is that she doesn’t really explain how she is to go about “cracking down the rising of prescription drug prices.”

Donald Trump wants to start by repealing the ACA completely and replacing it with a legislation that follows “free market principles.” He claims that this would broaden access and make healthcare more affordable and higher quality. He also wants to allow health insurance sales across state lines, fully deductible health insurance premiums, and Health Savings Accounts (particularly for young healthy people). He also wants to remove free market entry barriers for drug providers that offer safe, reliable, and cheaper products. Her wants to enforce immigration laws and restrict visas to stop providing care to undocumented immigrants (currently costs $11 billion annually). Finally, he wants to reform mental health programs and institutions.

Donald Trump’s plan on repealing the ACA could be very harmful to patients and to people who could have their health insurance taken away. He stated that he would replace Obamacare with a different legislation, but he hasn’t really explained what this new legislation would consist of. In addition, his plan on restricting visas to stop providing health care to undocumented immigrants is unethical and would be difficult to garner enough political support. However, one major strength of his health care policy is the reformation of mental health programs and institutions (although he hasn’t really stated how he would go about this).

What do you think are some strengths and/or weaknesses about either candidates’ healthcare policies?

Which Plan Is The Best?

Which Plan Is The Best?

Election day is approaching and unlike me, many of you all are 18 and have the right to vote. Voting is something serious and every vote counts. As you go out to the polls keep these strengths and weaknesses  in mind about Health Care Plans from both of our candidates.

In Hilary Clinton’s plan she discusses that she wants improvements for prescription drugs. One of her strengths is that she wants to reduce the cost of prescription drugs. In one year the cost of prescription drugs increased from 2.5% to 12.6%. Reducing the cost of prescription drugs can be a benefit to everyone in America. Even though Hilary has a great plan for Prescriptiom Drugs, she also has a few weaknesses. Her weaknesses involve expanding Medicaid. If she expands Medicaid she believes this will make the environment easier but it will also affect those of low income. I know that it may be hard to supply for those of low income, but we must not forget about them and make their lives worse. Every plan that gets put into play, should be able to provide for people with any income.

Onto our other candidate Donald Trump. Donald’s plan is to get rid of the ACA and start over from scratch. I feel like this is one of the weaknesses of his Health Care Plan. Why would we put our country through even more harm and troubles when it has taken us so long to get to the ACA. There is no need to start over and he should just build on what we already have. In the year 2016, we have no time to try out new plans, we must build on what we already have. With his plans to ditch Obamacare, he does have one good thing in mind. Trump wants to reform mental health programs and institutions. The reformations of these programs are needed. They need a change and they need improvement because many people tend to forget about those who have mental health issues and most times there aren’t good enough programs to provide for people with these issues.

To my fellow HSSP students, do you agree with these strengths and weaknesses, or do you feel the opposite way about them?

Presidential Strengths & Weaknesses

Presidential Strengths & Weaknesses

The 2016 Presidential Election is only a couple of days away and it is important for HSSPers, as possible voters or as residents of the United States, to become aware of what each candidate can give to our country. I believe that one of Hillary Clinton’s plan strengths is her defense and expansion of the Affordable Care Act. Since this is the health care system we are using presently, Clinton would not have to make major changes to the health care system and there would not be as much confusion around the idea of health policies. Starting over, in terms of health care, could cause confusion and chaos seeing as Donald Trump’s idea of ditching the ACA would create new health policies entirely. One of Clinton’s flaws is her plan to decrease out-of-pocket costs. Hundreds of millions of dollars are already spent on Medicare and Medicaid expenses; therefore, lowing out-of-pocket costs may be harder on American economy. Tax raises may be implemented in order to keep up with the lowering of costs.

Strengths of Donald Trump’s policies include his enforcement of price transparency from providers and health insurance sales across state lines. Price transparency would allow for honest pricing and estimating while allowing customers to “shop around” for their health insurance. If sales were to occur across state line, competition would increase between companies and prices would be lower. A flaw in Donald Trump’s plan is the implementation of health savings accounts. Health savings accounts allow users to save money tax-free for medical costs but the money that is not used within a yearly period would go towards government  funding.

To my fellow HSSPers, how do you think Clinton would make up for the government money being lost toward out-of-pocket costs? Would you care if your money was taken away at the end of the year if you did not use it for medical expenses? What do you think are Clinton and Trump’s worst plan flaws?

 

 

Health Care Plans & the Election

Health Care Plans & the Election

As election day comes around we’re all getting quite anxious to vote and see who will be the next leader of our country. The health care plans that both are proposing for this country are one of the biggest factors in this year’s election.

One of the strengths in Clinton’s plan is building upon the ACA. I think that building on a system that has the makings of becoming successful is brilliant. When we look back at history, something like this hasn’t really been done before. By working with a system that has been apart of this country for years, building and improving the ACA would be an easier task than creating a brand new system that would take many more years to start up.

However, a weakness in Clinton’s plan is her idea of importing foreign drugs. Sure some of the drugs that aren’t available in the United States can meet the needs of  people that have uncommon conditions, but Clinton is already investing in more research and less advertising of drugs in the U.S. If we are spending money on drug research, I don’t think we should be spending more money on foreign drugs.

On the other hand, a strength that Trump proposes is buying health insurance across state lines. I think that citizens have the right to purchase health insurance through any state, because isn’t having health insurance in general what the country needs? Although I don’t really know the downside of this idea, by opening up these options I believe that it is beneficial for both country and people.

A weakness that I see in Trump’s plan is his idea of removing the ACA. By starting over and forming a new health plan we’re just repeating history AGAIN. Why not work with a system that has been working? If Trump were to be president his plan and effort on health insurance would not take flight. It takes too long for a plan for health insurance to be put together and enforced. Starting over with a new health plan will not meet the needs of the country, but maybe if he revised and put his ideas into ACA it might be reasonable.