Allowing the purchase of insurance plans across the states can be looked at as one of Trump’s health care plans’ strengths. As the inhibition of buying plans across state lines is removed, competition increases as healthcare providers try to modify their prices to compete with others. That opens up more choices and better prices for consumers and lowers the premium cost.
There are of course some weaknesses in Trump’s plan. His plan to repeal the ACA can lead to serious consequences. The process to “completely repeal Obamacare” will cost the US more than it will save, increasing the federal deficit. It will also leave millions of Americans uninsured. In addition, nowhere in Trump’s plan does it mention individuals with preexisting conditions. If the ACA is repealed (with it the law that bans insurance companies from denying people with preexisting conditions) those individuals have no guarantee of how or even if they will get insurance. We also learned in class about the health care system throughout history and we saw how long it took for legislation to be passed and for the ACA to be created and implemented. It is clear that reforming the health care system is not easy nor fast, so Trump’s plan of repealing the ACA is basically destroying more than 50 years worth of work and starting from nothing. Therefore, I think this part of his plan would be very disruptive for the health care system and is a major weakness.
As opposed to Donald Trump, Hillary plans on keeping and expanding on the ACA which I think is one of her strengths in her health care plans. The country has already been through numerous health care reform attempts to arrive to the implementation of the ACA and building on it makes the most sense. One of her specific reforms is tax credit of $2,500 per person and $5,000 per family which would be applied against the sum of premiums, deductibles and co-payments. This reform makes coverage more affordable for people. Her plan would also increase the number of people with insurance by millions. Clinton also proposes opening up the importation of drugs and pharmaceuticals from abroad which opens up competition which is in favor of the consumers because they get more options and better prices.
On the other hand, even though the strength in Hillary’s reforms is making healthcare more affordable, they are going to cost the government millions if not billions of dollars which adds to the federal deficit. She does say that she will counteract these effects by posing taxes on higher income people but that will not be enough to make up for the expenditures the government is going to make in order to implement all of her plans. Other forms of taxes may be needed to make up for it and that would probably not be supported by the American people.
What do you guys think and what do you feel is a strength and weakness of each of the candidates’ health care plans?