The 2016 Presidential Election is only a couple of days away and it is important for HSSPers, as possible voters or as residents of the United States, to become aware of what each candidate can give to our country. I believe that one of Hillary Clinton’s plan strengths is her defense and expansion of the Affordable Care Act. Since this is the health care system we are using presently, Clinton would not have to make major changes to the health care system and there would not be as much confusion around the idea of health policies. Starting over, in terms of health care, could cause confusion and chaos seeing as Donald Trump’s idea of ditching the ACA would create new health policies entirely. One of Clinton’s flaws is her plan to decrease out-of-pocket costs. Hundreds of millions of dollars are already spent on Medicare and Medicaid expenses; therefore, lowing out-of-pocket costs may be harder on American economy. Tax raises may be implemented in order to keep up with the lowering of costs.
Strengths of Donald Trump’s policies include his enforcement of price transparency from providers and health insurance sales across state lines. Price transparency would allow for honest pricing and estimating while allowing customers to “shop around” for their health insurance. If sales were to occur across state line, competition would increase between companies and prices would be lower. A flaw in Donald Trump’s plan is the implementation of health savings accounts. Health savings accounts allow users to save money tax-free for medical costs but the money that is not used within a yearly period would go towards government funding.
To my fellow HSSPers, how do you think Clinton would make up for the government money being lost toward out-of-pocket costs? Would you care if your money was taken away at the end of the year if you did not use it for medical expenses? What do you think are Clinton and Trump’s worst plan flaws?